Commercial Auto Insurance in Tifton, GA
How Does Commercial Auto Insurance Work?
Commercial auto insurance is designed to help provide coverage for vehicles used for business purposes. Whether you own a fleet of delivery trucks, operate a food truck or use a car for business errands, commercial auto coverage can help ensure that you’re protected financially in case of accidents or damages related to your business activities on the road. 
This type of insurance works similarly to personal auto insurance but is tailored to the unique risks associated with business vehicles. The premiums are calculated based on factors such as the type of vehicle, how it’s used, employees’ driving records, and the coverage limits chosen.
What Does Commercial Auto Insurance Cover?
Commercial auto insurance policies vary depending on the insurer and the specific needs of your business. Generally, it covers the following:
- Liability insurance may help cover costs if you’re deemed at fault in an accident that causes bodily injury or property damage to others.
- Collision coverage may help pay for repairs to your vehicle if it’s damaged in a collision with another vehicle or object.
- Comprehensive coverage may help pay for damage to the vehicle caused by non-collision incidents such as theft, vandalism, fire or weather damage.
- Uninsured/underinsured motorist coverage may help pay for your damages if you’re involved in an accident with an at-fault driver with insufficient or no insurance.
Each policy can be customized with additional options such as rental reimbursement, towing coverage, or coverage for equipment permanently attached to your vehicles.
How to Get Commercial Insurance
Contact Providers Insurance in Tifton, GA, to learn about your commercial auto insurance options and compare multiple personalized quotes. With over 15 years of experience, we can help you secure the right insurance for your business vehicles.