October 22, 2025
AgencyWhat Is the Difference Between a Mobile Home and a Standard Home Insurance Policy?
Understanding the right insurance for your property is essential, whether you own a mobile home or a traditional house. At , we know that choosing the right policy can be confusing, especially with the unique risks and requirements each type of home may present. Our team is standing by to offer guidance. Coverage Differences Mobile home insurance […]
September 22, 2025
AgencyThe Benefits of Bundling Home and Auto Insurance
Bundling means purchasing your home and auto insurance from the same provider. This approach offers several advantages. Save Money with Home and Auto Savings One of the most appealing reasons to bundle is the potential for significant savings. Insurance companies often provide discounts to clients who combine multiple policies, which can lower your overall premium […]
June 30, 2025
AgencyDoes My Commercial Auto Policy Include Collision Coverage
If you operate vehicles for business purposes, understanding the details of your commercial auto policy is essential. One of the most common questions business owners ask is whether their policy includes collision coverage. The answer depends on the policy’s structure and specific coverages selected. How to Find Out What Your Policy Includes The best way […]
May 27, 2025
AgencyUnderstanding Subrogation in Auto Insurance Claims
Subrogation is a legal right that allows your auto insurance company to recover money from the party responsible for a loss after it has paid out a claim on your behalf. This typically happens when your insurer pays for your damages and then seeks reimbursement from the at-fault driver’s insurance company. For example, if another […]
April 25, 2025
AgencyThe True Cost of Workplace Injuries Beyond Insurance Premiums
Workplace injuries are a significant concern for employers, not only due to the immediate impact on employees’ health and well-being but also because of the costs that extend far beyond possible increases in your insurance premiums. 5 Ways Workplace Injuries May Cost Your Company In the wake of on-the-job injuries, your business may face many […]
March 24, 2025
AgencyInsurance Requirements for Businesses in Georgia
Starting and running a business in Georgia can involve navigating various legal requirements, including securing the appropriate insurance coverage. Business insurance is essential for safeguarding your company against financial losses from unexpected incidents such as property damage, theft, legal claims and employee injuries. Business Insurance Recommendations Georgia business owners should consider the following coverage: Workers’ […]
February 3, 2025
AgencyWhat Is Not Covered With Mobile Home Insurance?
Purchasing a mobile home can be an exciting and affordable way to become a homeowner. However, with this investment, comes significant responsibility. As a mobile home owner, you must account for many risks and exposures and protect your prized property from many possible incidents and perils. Mobile home insurance can be a powerful solution for […]
January 22, 2025
AgencyWhat Causes Auto Insurance Rates to Fluctuate?
Auto insurance rates can vary for numerous reasons, often shaped by individual circumstances and economic trends. By understanding these factors, you can better navigate and potentially lower your premiums. Personal Factors That Influence Auto Insurance Rates The following are personal factors that can influence auto insurance rates: Driving record—Your driving history is one of the […]
December 19, 2024
AgencySecuring Your Holiday Gifts: Are Packages on Your Porch Covered by Home Insurance?
The holiday season is a time of giving and generosity. However, whether you’ve ordered the perfect gift for someone else and plan to wrap it at your house or expect to receive your own present in the mail, wrongdoers may be lurking. Stealing packages from outside a person’s home has unfortunately become more common in […]
November 25, 2024
rprovidersinsTypes of Auto Insurance—Which Coverages Are Right for You in Georgia?
Understanding the different types of auto insurance can help you make an informed decision that suits your needs and complies with Georgia’s insurance requirements. Your agent may recommend the following types of auto insurance coverage: Liability coverage is mandatory in Georgia and is designed to protect you financially if you are at fault in an […]